body {
	background-color: #ffffff; 
	margin-top:0px;
	margin-left:0px;
	font-size: 12px; 
	color: #003150; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
}

td 
{
	font-size: 12px; 
	color: #003150; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;

}

li 
{
	font-size: 14px;
}
.mainText 
{
	color: #444444;
	margin-left:15px;
	margin-right:15px;
	margin-top:15px;
	margin-bottom:15px;
	line-height:18px;
}

hr 
{
	margin-top:3px;	
	margin-bottom;3px; 
	vertical-align:middle; 
	padding-bottom: 0px; 
	padding-top: 0px;
	color: #afbfc8;
}

h1 {
	font-weight:100; 
	font-size: 28px; 
	color: #003150; 
	text-align: center; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	line-height: 26px;
	margin-top:5px;
}
h2 {
	font-weight:100; 
	font-size: 16px;  
	color: #003150;
	text-align: center; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	margin-top:5px;
}

h3 {
	font-weight:100; 
	font-size: 14px; 
	color: #003150;
	text-align: center; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	margin-top:5px;
	line-height:18px;
}

.dashes {
border-top: 1px dashed #444444;
margin-top: 5px;

}


p {
	font-size: 12px; color: #444444; font-family: Arial, Helvetica, sans-serif; margin-top:5px; text-align: justify;
}


a {
	font-weight: normal; color: #D24F0F; font-family: Arial, Helvetica, sans-serif; TEXT-DECORATION: underline
}

#home-message h1 
{
	background: url(./images/home-message.gif) no-repeat; 
	width:500px;
	height:322px;
	margin:0px;
}

#home-message h1 span { display:none; } 
#home-message h2 span { display:none; } 

#how-it-works h1
{
	background: url(./images/how-it-works.gif) no-repeat; 
	width:730px;
	height:520px;
	margin:0px;
	background-position:top center;
}

#how-it-works h1 span { display:none; } 
#how-it-works h2 span { display:none; } 



a:hover {
	font-weight: normal; color: #f5841f; font-family: Arial, Helvetica, sans-serif; TEXT-DECORATION: underline
}

.h3alt {
	font-weight:100; 
	font-size: 14px; 
	color: #000000; 
	/*text-align: center; */
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	margin-top:0px; 
	margin-bottom:0px;
	margin-right:0px;
	vertical-align:bottom; 
}

.nodisp {
	display:none;
}

.h2bluealt {
	font-weight:100; 
	font-size: 16px; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	color:#038FDB; 
	margin-top:8px; 
	margin-bottom:0px;
	margin-left:15px;
	vertical-align:bottom; 
	line-height:12px;
	
}
.pageTitle 
{
	color:#FFFFFF; 
	font-size:36px;
	font-weight:100; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	line-height: 28px;
	margin-top:0px;
	width: 748px;		
	text-align: right;
	text-transform:uppercase;
}

.pageTitleDesc 
{
	font-size: 14px; 
	letter-spacing: 0.01em;
	line-height: 18px;
	color: #003150; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
	margin-bottom:5px;
	margin-left:15px;
	width:575px; 
	margin-top:17px;
	font-style: oblique;
}

.titlenew
{
	font-size:13px;
	margin-bottom:6px;
	font-weight:bold;
	color: #444444;
}

.pageHeading 
{
	font-weight:900; 
	font-size: 14px; 
	color: #444444; 
	text-align: left; 
}


.h22bluealt {
	font-size: 12px; 
	color: #003150; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
	margin-top:0px;
	margin-bottom:5px;
	margin-left:15px;
	line-height:13px;
}





.h3bluealt {
	font-weight:100; 
	font-size: 12px; 
	color: #000000; 
	text-align: right; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	margin-top:8px; 
	margin-bottom:0px;
	margin-right:15px;
	vertical-align:bottom; 
	line-height:12px;
	
}

.h2alt {
	font-weight:100; 
	font-size: 16px; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
	letter-spacing: 0.01em;
	color:gray; 
	margin-top:8px; 
	margin-bottom:0px;
	margin-left:15px;
	vertical-align:bottom; 
	line-height:12px;
	
}

.h22alt {
	font-size: 12px; 
	color: #444444; 
	text-align: left; 
	font-family: Arial, Helvetica, sans-serif;
	margin-top:0px;
	margin-bottom:5px;
	margin-left:15px;
	line-height:13px;
}
.topRow {
	background-color:#ffffff;
	width:760px;
	height:140px;
	margin-left: auto; 
	margin-right: auto; 
	margin-bottom:8px;
}

.whiteRow {
	background-color: white;
}

.greenRow {
	background-color: #cee0c1
}

.darkblueRow {
background-color: #00609D
}

.mediumblueRow {
	background-color: #8DACCB;
	padding:0px;
	border:0px;
}

.lightblueRow {
background-color: #CADEF6
}

.lightgreenRow {
	background-color: #e2ecda
}


.linum
{
	list-style-type:decimal;
	line-height:18px;
	margin-bottom:3px;
}
 


.libul
{
	list-style-type:circle;
}

#star
{
	margin:0px;
	padding:0px;
	text-align:center;
	/*background-color:Red;*/
	margin-left: auto;
	margin-right: auto;
	text-align:center;
}

#star ul 
{
	margin:0px;
	padding:0px;
	list-style-type:none;

}

#star li
{
	background-color:#6185ae;
	padding:6px;
	padding:6px;
	float:left;
	margin:0px 35px 5px 35px;
	border:1px;
	border-color:#4b4d45;	
	border-style:solid;
	font-size:10px;
}

#star li a
{
	color:#cadef6;
	text-decoration:none;
	font-weight:bolder;
	text-transform: uppercase;

}

#star li a:hover {
	color: white; 
}

.clear { clear: both;}

#menu {
	margin: 0px;
	padding: 0px;
	clear:both;
}
#menu ul {
	margin: 0px; 
	padding: 0px; 
	list-style-type: none;	
}
#menu li a {
	padding-right: 2px; 
	display: block; 
	padding-left: 7px; 
	font-weight: bold; 
	font-size: 11px; 
	background: url(./images/button.gif) no-repeat left top; 
	float: left; 
	padding-bottom: 0px; 
	text-transform: uppercase; 
	color: #ffffff; 
	padding-top: 2px; 
	font-family: Arial; 
	height: 21px; 
	text-decoration: none
}
#menu li {
	padding-right: 6px; 
	padding-left: 0px; 
	background: url(./images/button.gif) no-repeat right top; 
	float: left; 
	padding-bottom: 0px; 
	margin: 0px 6px 0px 0px; 
	padding-top: 0px
}
#menu li.emphasis {
	background: url(./images/buttonblue.gif) no-repeat right top;
}
#menu li.emphasis a {
	background: url(./images/buttonblue.gif) no-repeat left top
}
#menu li a:hover {
	font-weight: bold; 
	float: left; 
	color: #ffffff;
	filter:alpha(opacity=70);
	-moz-opacity: 0.7; 
	opacity: 0.7;
	-khtml-opacity: 0.7;
}

.hrspecial
{	
	height:2px; 
	width:760px; 
	background-color:#afbfc8;
	margin-top:2px; 
	margin-bottom:4px
}

.topmenu  
{
	font-weight:normal;
	margin-top:90px; 
	font-size:12px; 
	float:right; 
	margin-bottom:0px; 
	width:450px; 
	color:#003150; 
	margin-right:0px; 
	font-family:Arial,Helvetica,Georgia; 
	background-color:#ffffff; 
	text-align:right;
	height:15px;
}

.topmenu a
{
	color:#003150; 
	text-decoration:none;
	font-weight:900;
}

.topmenu a:hover
{
	color:#D24F0F;
	text-decoration:underline;
}

.rightsidebar
{
	color:#444444;
	margin-left:5px;
	margin-right:5px;
	margin-top:15px;
	margin-bottom:15px;
	line-height:18px;
	text-align:center;
}


.cta_top_wide
{
	background-image: url(./images/cta_top_wide.png);
	background-repeat:no-repeat;
	width: 300px;
	height: 7px;
	margin:0px;
	padding:0px;
	 
} 
 
.cta_bottom_wide
{
	background-image: url(./images/cta_bottom_wide.png);
	background-repeat:no-repeat;
	width: 300px;
	height: 7px;
	margin:0px;
	padding:0px;
 
}

.cta_wide
{
	background-image: url(./images/cta_background_wide.png);
	background-repeat: repeat-y;	
	/*padding: 0 5 5 10px;*/
	padding-right:5px;
	padding-left:10px;
	padding-top:0px;
	padding-bottom:5px;
	width: 300px;	
	margin:0px;
	font-size:11px;
	line-height:16px;
 
 }

.cta_top
{
	background-image: url(./images/cta_top.png);
	background-repeat:no-repeat;
	width: 170px;
	height: 7px;
	margin:0px;
	padding:0px;
	 
}

.cta
{
	background-image: url(./images/cta_background.png);
	background-repeat: repeat-y;	
	/*padding: 0 5 5 10px;*/
	padding-right:5px;
	padding-left:10px;
	padding-top:0px;
	padding-bottom:5px;
	width: 160px;	
	margin:0px;
	font-size:11px;
	line-height:16px;
 
 }

.cta_bottom
{
	background-image: url(./images/cta_bottom.png);
	background-repeat:no-repeat;
	width: 170px;
	height: 7px;
	margin:0px;
	padding:0px;
 
}


h1.lesstop
{
	color: #226aa3;
	font-size: 12px;
	font-weight: bold;
	margin-bottom:0px;
	margin-top:0px;
	text-align:left;
}

.lesstop_wide
{
	color: #226aa3;
	font-size: 14px;
	font-weight: bold;
	margin-bottom:0px;
	margin-top:6px;
	text-align:left;
	margin-left:4px;
}